There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Eachankudi branch in Thanjavur, Thanjavur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Thanjavur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000646. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Eachankudi, Thanjavur

Below in the table are the key details related to IFSC Code CIUB0000646 of City Union Bank Limited for its branch located in Thanjavur, within the district of Thanjavur in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000646
Branch Eachankudi
City Thanjavur
District Thanjavur
State Tamil Nadu
Address Main Road,Eachankudi,Thanjavur 613204

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000646 for the Eachankudi branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Eachankudi, Thanjavur, Tamil Nadu, are given a unique IFSC like CIUB0000646 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thanjavur and Thanjavur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to City Union Bank Limited in Eachankudi goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CIUB0000646

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Eachankudi in Thanjavur.

For example, the IFSC Code CIUB0000646 of City Union Bank Limited for the Eachankudi branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000646 of City Union Bank Limited for its Eachankudi branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Thanjavur and Thanjavur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Eachankudi or Thanjavur to get the exact IFSC Code CIUB0000646.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Thanjavur, then it will provide you proper information.

How to Use IFSC Code CIUB0000646 for Online Transfers?

Once you have the IFSC Code CIUB0000646 for the Eachankudi branch of City Union Bank Limited in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000646. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000646.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Eachankudi in Thanjavur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Eachankudi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Eachankudi Thanjavur?

The IFSC Code of the Eachankudi Thanjavur branch is CIUB0000646.

Is IFSC Code CIUB0000646 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Eachankudi branch?

The branch is located at Main Road,Eachankudi,Thanjavur 613204.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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