The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Kothangudi branch in Thanjavur, Thanjavur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000669. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Kothangudi, Thanjavur
Here are some of the key details that come with the IFSC Code CIUB0000669 of City Union Bank Limited for its branch located in Thanjavur, within the district of Thanjavur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000669 |
| Branch | Kothangudi |
| City | Thanjavur |
| District | Thanjavur |
| State | Tamil Nadu |
| Address | No 5 By 47,Bazzar Street,Thirupurambiyam Village,Kothangudi,Kumbakonam Taluk ,Thanjavur.Pin Code 612303 |
These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000669 for the Kothangudi branch of City Union Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Kothangudi, Thanjavur, Tamil Nadu, is provided with a unique IFSC like CIUB0000669 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Thanjavur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thanjavur and Thanjavur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Kothangudi do not get mixed with another location.
Format of the IFSC Code CIUB0000669
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kothangudi in Thanjavur.
For example, the IFSC Code CIUB0000669 of City Union Bank Limited for the Kothangudi branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000669 of City Union Bank Limited for its Kothangudi branch located in Thanjavur, the following methods can help:
Cheque Book
The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Thanjavur and Thanjavur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and find the branch locator section. Search for Kothangudi or Thanjavur to get the exact IFSC Code CIUB0000669.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Thanjavur that will provide accurate information.
How to Use IFSC Code CIUB0000669 for Online Transfers?
Once you have the IFSC Code CIUB0000669 for the Kothangudi branch of City Union Bank Limited in Thanjavur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000669. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000669.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Kothangudi in Thanjavur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Kothangudi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thanjavur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000669.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 5 By 47,Bazzar Street,Thirupurambiyam Village,Kothangudi,Kumbakonam Taluk ,Thanjavur.Pin Code 612303 located in Thanjavur, Thanjavur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.