The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Mahakali Branch branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209029. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Mahakali Branch, Mumbai
The table below shows the main details of the IFSC Code CCBL0209029 for the Citizen Credit Cooperative Bank Limited branch in Mumbai, which falls under the Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209029 |
| Branch | Mahakali Branch |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Shop No. 2 , Ambika Apartments Chsl , Next To Dominos Pizza Mahakali Caves Road , Andheri (East) 400093 |
These details help users in online banking and for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209029 for the Mahakali Branch branch of Citizen Credit Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Citizen Credit Cooperative Bank Limited located in Mahakali Branch, Mumbai, Maharashtra, is provided a unique IFSC like CCBL0209029 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Citizen Credit Cooperative Bank Limited branch in Mumbai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Citizen Credit Cooperative Bank Limited in Mahakali Branch do not get misguided to another person.
Format of the IFSC Code CCBL0209029
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Citizen Credit Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahakali Branch in Mumbai.
For example, the IFSC Code CCBL0209029 of Citizen Credit Cooperative Bank Limited for the Mahakali Branch branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209029 of Citizen Credit Cooperative Bank Limited for its Mahakali Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and navigate to the branch locator section. Search for Mahakali Branch or Mumbai to get the exact IFSC Code CCBL0209029.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Citizen Credit Cooperative Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code CCBL0209029 for Online Transfers?
Once you have the IFSC Code CCBL0209029 for the Mahakali Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CCBL0209029. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209029.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Citizen Credit Cooperative Bank Limited Mahakali Branch in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Mahakali Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mahakali Branch Mumbai branch is CCBL0209029.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No. 2 , Ambika Apartments Chsl , Next To Dominos Pizza Mahakali Caves Road , Andheri (East) 400093.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.