Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Dhobitalao Branch branch in Mumbai, Mumbai, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Dhobitalao Branch, Mumbai
Here are the main details that are associated with the IFSC Code CCBL0209024 of Citizen Credit Cooperative Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209024 |
| Branch | Dhobitalao Branch |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | St Xavier'S High School Compound, 289,Lokmanya Tilak Rd, Dhobitalao, Mumbai 400001 |
These details are important not only for users using online banking but also for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CCBL0209024 for the Dhobitalao Branch branch of Citizen Credit Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Citizen Credit Cooperative Bank Limited located in Dhobitalao Branch, Mumbai, Maharashtra, are given a unique IFSC like CCBL0209024 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Citizen Credit Cooperative Bank Limited in Dhobitalao Branch goes to the correct branch. This is important because Citizen Credit Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CCBL0209024
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Citizen Credit Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhobitalao Branch in Mumbai.
For example, the IFSC Code CCBL0209024 of Citizen Credit Cooperative Bank Limited for the Dhobitalao Branch branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209024 of Citizen Credit Cooperative Bank Limited for its Dhobitalao Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and navigate to the branch locator section. Search for Dhobitalao Branch or Mumbai to get the exact IFSC Code CCBL0209024.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Citizen Credit Cooperative Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code CCBL0209024 for Online Transfers?
Once you have the IFSC Code CCBL0209024 for the Dhobitalao Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CCBL0209024. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209024.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Citizen Credit Cooperative Bank Limited Dhobitalao Branch in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Dhobitalao Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CCBL0209024.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is St Xavier'S High School Compound, 289,Lokmanya Tilak Rd, Dhobitalao, Mumbai 400001 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.