The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Thane Branch branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209027. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Thane Branch, Mumbai
Below in the table are the key details related to IFSC Code CCBL0209027 of Citizen Credit Cooperative Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209027 |
| Branch | Thane Branch |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Shop No 2 3 , Angels Paradise , Near Dagadi Shala , Veer Savarkar Marg , Thane (W) Pin 401602 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209027 for the Thane Branch branch of Citizen Credit Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Citizen Credit Cooperative Bank Limited located in Thane Branch, Mumbai, Maharashtra, is provided with a unique IFSC like CCBL0209027 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Citizen Credit Cooperative Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Citizen Credit Cooperative Bank Limited in Thane Branch do not get mixed with another location.
Format of the IFSC Code CCBL0209027
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Citizen Credit Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thane Branch in Mumbai.
For example, the IFSC Code CCBL0209027 of Citizen Credit Cooperative Bank Limited for the Thane Branch branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209027 of Citizen Credit Cooperative Bank Limited for its Thane Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque books that are issued by Citizen Credit Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and find the branch locator section. Search for Thane Branch or Mumbai to get the exact IFSC Code CCBL0209027.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Citizen Credit Cooperative Bank Limited and Mumbai that will provide accurate information.
How to Use IFSC Code CCBL0209027 for Online Transfers?
Once you have the IFSC Code CCBL0209027 for the Thane Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CCBL0209027. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209027.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Citizen Credit Cooperative Bank Limited Thane Branch in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Citizen Credit Cooperative Bank Limited in Thane Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CCBL0209027.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No 2 3 , Angels Paradise , Near Dagadi Shala , Veer Savarkar Marg , Thane (W) Pin 401602 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.