Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Four Bungalow branch in Mumbai, Mumbai, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209031. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Four Bungalow, Mumbai
Below in the table are the key details related to IFSC Code CCBL0209031 of Citizen Credit Cooperative Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209031 |
| Branch | Four Bungalow |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Shop No.3, Rameshwar Darshan Chsl, N Dutta Marg, Four Bungalows, Andheri West, Mumbai 400053 |
These details are important not only for users using online banking but also for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CCBL0209031 for the Four Bungalow branch of Citizen Credit Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Citizen Credit Cooperative Bank Limited located in Four Bungalow, Mumbai, Maharashtra, are allotted a unique IFSC like CCBL0209031 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Citizen Credit Cooperative Bank Limited in Four Bungalow reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code CCBL0209031
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Citizen Credit Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Four Bungalow in Mumbai.
For example, the IFSC Code CCBL0209031 of Citizen Credit Cooperative Bank Limited for the Four Bungalow branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209031 of Citizen Credit Cooperative Bank Limited for its Four Bungalow branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and navigate to the branch locator section. Search for Four Bungalow or Mumbai to get the exact IFSC Code CCBL0209031.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Citizen Credit Cooperative Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code CCBL0209031 for Online Transfers?
If you have the IFSC Code CCBL0209031 for the Four Bungalow branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CCBL0209031. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209031.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Citizen Credit Cooperative Bank Limited Four Bungalow in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Four Bungalow, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CCBL0209031.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.3, Rameshwar Darshan Chsl, N Dutta Marg, Four Bungalows, Andheri West, Mumbai 400053 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.