The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Main Branch branch in Tiruchirapalli, Tiruchirappalli, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB000ECB2. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Main Branch, Tiruchirapalli

Here are the key points that are associated with the IFSC Code UTIB000ECB2 of Axis Bank for its branch located in Tiruchirapalli, within the district of Tiruchirappalli in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB000ECB2
Branch Main Branch
City Tiruchirapalli
District Tiruchirappalli
State Tamil Nadu
Address Ho Kailasapuram Trichy 14

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Tiruchirapalli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB000ECB2 for the Main Branch branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB000ECB2 is given to every bank branch, including Axis Bank located in Main Branch, Tiruchirapalli, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruchirapalli and Tiruchirappalli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Main Branch doesn't end up at another location.

Format of the IFSC Code UTIB000ECB2

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Main Branch in Tiruchirapalli.

For example, the IFSC Code UTIB000ECB2 of Axis Bank for the Main Branch branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB000ECB2 of Axis Bank for its Main Branch branch located in Tiruchirapalli, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Tiruchirapalli and Tiruchirappalli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Main Branch or Tiruchirapalli to get the exact IFSC Code UTIB000ECB2.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Tiruchirapalli, you'll get the correct details.

How to Use IFSC Code UTIB000ECB2 for Online Transfers?

Once you have the IFSC Code UTIB000ECB2 for the Main Branch branch of Axis Bank in Tiruchirapalli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB000ECB2. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB000ECB2.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Main Branch in Tiruchirapalli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Main Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruchirapalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Main Branch, Tiruchirapalli?

The IFSC Code is UTIB000ECB2.

Is the IFSC Code UTIB000ECB2 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Main Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Main Branch branch?

The address of the branch is Ho Kailasapuram Trichy 14 located in Tiruchirapalli, Tiruchirappalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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