The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its City Branch branch in Tiruchirapalli, Tiruchirappalli, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB000ECB5. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, City Branch, Tiruchirapalli
The table below shows the main details of the IFSC Code UTIB000ECB5 for the Axis Bank branch in Tiruchirapalli, which falls under the Tiruchirappalli district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB000ECB5 |
| Branch | City Branch |
| City | Tiruchirapalli |
| District | Tiruchirappalli |
| State | Tamil Nadu |
| Address | Clives Building Nandhikovil St Teppakulam Trichy 2 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Tiruchirapalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB000ECB5 for the City Branch branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in City Branch, Tiruchirapalli, Tamil Nadu, are allotted a unique IFSC like UTIB000ECB5 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tiruchirapalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tiruchirapalli and Tiruchirappalli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in City Branch reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code UTIB000ECB5
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Branch in Tiruchirapalli.
For example, the IFSC Code UTIB000ECB5 of Axis Bank for the City Branch branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB000ECB5 of Axis Bank for its City Branch branch located in Tiruchirapalli, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Tiruchirapalli and Tiruchirappalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for City Branch or Tiruchirapalli to get the exact IFSC Code UTIB000ECB5.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Tiruchirapalli, then it will provide you proper information.
How to Use IFSC Code UTIB000ECB5 for Online Transfers?
Once you have the IFSC Code UTIB000ECB5 for the City Branch branch of Axis Bank in Tiruchirapalli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB000ECB5. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB000ECB5.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank City Branch in Tiruchirapalli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in City Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tiruchirapalli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB000ECB5.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Clives Building Nandhikovil St Teppakulam Trichy 2 located in Tiruchirapalli, Tiruchirappalli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
