There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its City Branch branch in Tiruchirapalli, Tiruchirappalli, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Tiruchirapalli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UTIB0S0ECB5. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, City Branch, Tiruchirapalli
The table below shows the main details of the IFSC Code UTIB0S0ECB5 for the Axis Bank branch in Tiruchirapalli, which falls under the Tiruchirappalli district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0S0ECB5 |
| Branch | City Branch |
| City | Tiruchirapalli |
| District | Tiruchirappalli |
| State | Tamil Nadu |
| Address | Clives Building Nandhikovil St Teppakulam Trichy 2 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Tiruchirapalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0S0ECB5 for the City Branch branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0S0ECB5 is given to every bank branch, including Axis Bank located in City Branch, Tiruchirapalli, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Tiruchirapalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruchirapalli and Tiruchirappalli.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in City Branch doesn't end up at another location.
Format of the IFSC Code UTIB0S0ECB5
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Branch in Tiruchirapalli.
For example, the IFSC Code UTIB0S0ECB5 of Axis Bank for the City Branch branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0S0ECB5 of Axis Bank for its City Branch branch located in Tiruchirapalli, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Tiruchirapalli and Tiruchirappalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for City Branch or Tiruchirapalli to get the exact IFSC Code UTIB0S0ECB5.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Tiruchirapalli, then it will provide you proper information.
How to Use IFSC Code UTIB0S0ECB5 for Online Transfers?
Once you have the IFSC Code UTIB0S0ECB5 for the City Branch branch of Axis Bank in Tiruchirapalli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0S0ECB5. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0S0ECB5.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank City Branch in Tiruchirapalli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in City Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tiruchirapalli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the City Branch Tiruchirapalli branch is UTIB0S0ECB5.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Clives Building Nandhikovil St Teppakulam Trichy 2.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.