For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Main Branch branch in Tiruchirapalli, Tiruchirappalli, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0S0ECB2. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Main Branch, Tiruchirapalli

Here are the key points that are associated with the IFSC Code UTIB0S0ECB2 of Axis Bank for its branch located in Tiruchirapalli, within the district of Tiruchirappalli in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0S0ECB2
Branch Main Branch
City Tiruchirapalli
District Tiruchirappalli
State Tamil Nadu
Address Ho Kailasapuram Trichy 14

These details helps users in online banking and for businesses and individuals who use Axis Bank in Tiruchirapalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0S0ECB2 for the Main Branch branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Main Branch, Tiruchirapalli, Tamil Nadu, are given a unique IFSC like UTIB0S0ECB2 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tiruchirapalli and Tiruchirappalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Main Branch goes to the correct branch. This is important because Axis Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0S0ECB2

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Main Branch in Tiruchirapalli.

For example, the IFSC Code UTIB0S0ECB2 of Axis Bank for the Main Branch branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0S0ECB2 of Axis Bank for its Main Branch branch located in Tiruchirapalli, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Tiruchirapalli and Tiruchirappalli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Main Branch or Tiruchirapalli to get the exact IFSC Code UTIB0S0ECB2.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Tiruchirapalli, you'll get the correct details.

How to Use IFSC Code UTIB0S0ECB2 for Online Transfers?

Once you have the IFSC Code UTIB0S0ECB2 for the Main Branch branch of Axis Bank in Tiruchirapalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0S0ECB2. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0S0ECB2.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Main Branch in Tiruchirapalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Main Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruchirapalli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Main Branch, Tiruchirapalli?

The IFSC Code is UTIB0S0ECB2.

Is the IFSC Code UTIB0S0ECB2 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Main Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Main Branch branch?

The address of the branch is Ho Kailasapuram Trichy 14 located in Tiruchirapalli, Tiruchirappalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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