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IFSC Code of Yes Bank, The Urban Coop Bank Main, Raurkela, Odisha — YESB0UCBR01

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its The Urban Coop Bank Main branch in Sundargarh, Raurkela, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Sundargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code YESB0UCBR01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, The Urban Coop Bank Main, Sundargarh

Below in the table are the key details related to IFSC Code YESB0UCBR01 of Yes Bank for its branch located in Sundargarh, within the district of Raurkela in the state of Odisha.

Particulars Details
Bank Yes Bank
IFSC Code YESB0UCBR01
Branch The Urban Coop Bank Main
City Sundargarh
District Raurkela
State Odisha
Address Udit Nagar, Rourkela - 769012

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Sundargarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0UCBR01 for the The Urban Coop Bank Main branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in The Urban Coop Bank Main, Sundargarh, Odisha, is provided with a unique IFSC like YESB0UCBR01 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Sundargarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sundargarh and Raurkela.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in The Urban Coop Bank Main do not get mixed with another location.

Format of the IFSC Code YESB0UCBR01

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Urban Coop Bank Main in Sundargarh.

For example, the IFSC Code YESB0UCBR01 of Yes Bank for the The Urban Coop Bank Main branch has these elements, identifying the bank and the branch location in Sundargarh and Odisha correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0UCBR01 of Yes Bank for its The Urban Coop Bank Main branch located in Sundargarh, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Sundargarh and Raurkela, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for The Urban Coop Bank Main or Sundargarh to get the exact IFSC Code YESB0UCBR01.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Sundargarh, you'll get the correct details.

How to Use IFSC Code YESB0UCBR01 for Online Transfers?

Once you have the IFSC Code YESB0UCBR01 for the The Urban Coop Bank Main branch of Yes Bank in Sundargarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0UCBR01. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0UCBR01.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank The Urban Coop Bank Main in Sundargarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in The Urban Coop Bank Main, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sundargarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank The Urban Coop Bank Main Sundargarh?

The IFSC Code of the The Urban Coop Bank Main Sundargarh branch is YESB0UCBR01.

Is IFSC Code YESB0UCBR01 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank The Urban Coop Bank Main branch?

The branch is located at Udit Nagar, Rourkela - 769012.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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