Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its The Urban Coop Bank Fertiliser Town branch in Sundargarh, Raurkela, Odisha, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Yes Bank located in Sundargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code YESB0UCBR04. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, The Urban Coop Bank Fertiliser Town, Sundargarh
Below in the table are the key details related to IFSC Code YESB0UCBR04 of Yes Bank for its branch located in Sundargarh, within the district of Raurkela in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0UCBR04 |
| Branch | The Urban Coop Bank Fertiliser Town |
| City | Sundargarh |
| District | Raurkela |
| State | Odisha |
| Address | Fertiliser Township, Rourkela- 769007 |
These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Sundargarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0UCBR04 for the The Urban Coop Bank Fertiliser Town branch of Yes Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in The Urban Coop Bank Fertiliser Town, Sundargarh, Odisha, is provided with a unique IFSC like YESB0UCBR04 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Sundargarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sundargarh and Raurkela.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in The Urban Coop Bank Fertiliser Town do not get mixed with another location.
Format of the IFSC Code YESB0UCBR04
This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Urban Coop Bank Fertiliser Town in Sundargarh.
For example, the IFSC Code YESB0UCBR04 of Yes Bank for the The Urban Coop Bank Fertiliser Town branch includes these elements, identifying the bank and the branch location in Sundargarh and Odisha accurately.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0UCBR04 of Yes Bank for its The Urban Coop Bank Fertiliser Town branch located in Sundargarh, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Sundargarh and Raurkela, print them on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for The Urban Coop Bank Fertiliser Town or Sundargarh to get the exact IFSC Code YESB0UCBR04.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Sundargarh, you'll get the correct details.
How to Use IFSC Code YESB0UCBR04 for Online Transfers?
Once you have the IFSC Code YESB0UCBR04 for the The Urban Coop Bank Fertiliser Town branch of Yes Bank in Sundargarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0UCBR04. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0UCBR04.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank The Urban Coop Bank Fertiliser Town in Sundargarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in The Urban Coop Bank Fertiliser Town, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sundargarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0UCBR04.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Fertiliser Township, Rourkela- 769007 located in Sundargarh, Raurkela, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.