The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Sundargarh Dccb Rourkela branch in Sundargarh, Raurkela, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Sundargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code YESB0SNGB12. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Sundargarh Dccb Rourkela, Sundargarh
Here are some of the key details that come with the IFSC Code YESB0SNGB12 of Yes Bank for its branch located in Sundargarh, within the district of Raurkela in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0SNGB12 |
| Branch | Sundargarh Dccb Rourkela |
| City | Sundargarh |
| District | Raurkela |
| State | Odisha |
| Address | Udit Nagar 769012 |
These details help users in online banking and for businesses and individuals who use Yes Bank in Sundargarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0SNGB12 for the Sundargarh Dccb Rourkela branch of Yes Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Sundargarh Dccb Rourkela, Sundargarh, Odisha, are allotted a unique IFSC like YESB0SNGB12 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sundargarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sundargarh and Raurkela.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Yes Bank in Sundargarh Dccb Rourkela reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code YESB0SNGB12
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sundargarh Dccb Rourkela in Sundargarh.
For example, the IFSC Code YESB0SNGB12 of Yes Bank for the Sundargarh Dccb Rourkela branch includes these elements, identifying the bank and the branch location in Sundargarh and Odisha correctly.
How to Find IFSC Code for Yes Bank?
If you are looking for the IFSC Code YESB0SNGB12 of Yes Bank for its Sundargarh Dccb Rourkela branch located in Sundargarh, the following methods can help:
Cheque Book
The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Yes Bank branches in Sundargarh and Raurkela, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Yes Bank and look for the branch locator section, then search for Sundargarh Dccb Rourkela or Sundargarh to get the exact IFSC Code YESB0SNGB12.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Sundargarh, then it will provide you proper information.
How to Use IFSC Code YESB0SNGB12 for Online Transfers?
Once you have the IFSC Code YESB0SNGB12 for the Sundargarh Dccb Rourkela branch of Yes Bank in Sundargarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0SNGB12. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0SNGB12.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Sundargarh Dccb Rourkela in Sundargarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Sundargarh Dccb Rourkela, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sundargarh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0SNGB12.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Udit Nagar 769012 located in Sundargarh, Raurkela, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.