Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Kheokhar branch in Sant Ravidas Nagar, Sant Ravidas Nagar, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0572179. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Kheokhar, Sant Ravidas Nagar
Here are the key points that are associated with the IFSC Code UBIN0572179 of Union Bank Of India for its branch located in Sant Ravidas Nagar, within the district of Sant Ravidas Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0572179 |
| Branch | Kheokhar |
| City | Sant Ravidas Nagar |
| District | Sant Ravidas Nagar |
| State | Uttar Pradesh |
| Address | Baswapur Churaha Kheokhar Guwali Sant Ravidas Nagar Uttar Pradesh Pincode 221404 |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Sant Ravidas Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0572179 for the Kheokhar branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Kheokhar, Sant Ravidas Nagar, Uttar Pradesh, are allotted a unique IFSC like UBIN0572179 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sant Ravidas Nagar and Sant Ravidas Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Kheokhar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UBIN0572179
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kheokhar in Sant Ravidas Nagar.
For example, the IFSC Code UBIN0572179 of Union Bank Of India for the Kheokhar branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0572179 of Union Bank Of India for its Kheokhar branch located in Sant Ravidas Nagar, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Sant Ravidas Nagar and Sant Ravidas Nagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Kheokhar or Sant Ravidas Nagar to get the exact IFSC Code UBIN0572179.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Sant Ravidas Nagar, you'll get the correct details.
How to Use IFSC Code UBIN0572179 for Online Transfers?
Once you have the IFSC Code UBIN0572179 for the Kheokhar branch of Union Bank Of India in Sant Ravidas Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0572179. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0572179.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Kheokhar in Sant Ravidas Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kheokhar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sant Ravidas Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0572179.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Baswapur Churaha Kheokhar Guwali Sant Ravidas Nagar Uttar Pradesh Pincode 221404 located in Sant Ravidas Nagar, Sant Ravidas Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.