There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Fi-Veerampur branch in Sant Ravidas Nagar, Sant Ravidas Nagar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Sant Ravidas Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0565610. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Fi-Veerampur, Sant Ravidas Nagar
Below in the table are the key details related to IFSC Code UBIN0565610 of Union Bank Of India for its branch located in Sant Ravidas Nagar, within the district of Sant Ravidas Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0565610 |
| Branch | Fi-Veerampur |
| City | Sant Ravidas Nagar |
| District | Sant Ravidas Nagar |
| State | Uttar Pradesh |
| Address | Veerampur, Unjh Abhauli City -Sant Ravidas Nagar Uttar Pradesh |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Sant Ravidas Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0565610 for the Fi-Veerampur branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0565610 is given to every bank branch, including Union Bank Of India located in Fi-Veerampur, Sant Ravidas Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravidas Nagar and Sant Ravidas Nagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Fi-Veerampur doesn't end up at another location.
Format of the IFSC Code UBIN0565610
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fi-Veerampur in Sant Ravidas Nagar.
For example, the IFSC Code UBIN0565610 of Union Bank Of India for the Fi-Veerampur branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0565610 of Union Bank Of India for its Fi-Veerampur branch located in Sant Ravidas Nagar, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Sant Ravidas Nagar and Sant Ravidas Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Fi-Veerampur or Sant Ravidas Nagar to find the exact IFSC Code UBIN0565610.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Sant Ravidas Nagar will provide accurate information.
How to Use IFSC Code UBIN0565610 for Online Transfers?
Once you have the IFSC Code UBIN0565610 for the Fi-Veerampur branch of Union Bank Of India in Sant Ravidas Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0565610. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0565610.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Fi-Veerampur in Sant Ravidas Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Fi-Veerampur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sant Ravidas Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0565610.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Veerampur, Unjh Abhauli City -Sant Ravidas Nagar Uttar Pradesh located in Sant Ravidas Nagar, Sant Ravidas Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.