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IFSC Code of Union Bank Of India, Fi-Mahjuda, Sant Ravidas Nagar, Uttar Pradesh — UBIN0565652

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Fi-Mahjuda branch in Sant Ravidas Nagar, Sant Ravidas Nagar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Sant Ravidas Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0565652. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Fi-Mahjuda, Sant Ravidas Nagar

Below in the table are the key details related to IFSC Code UBIN0565652 of Union Bank Of India for its branch located in Sant Ravidas Nagar, within the district of Sant Ravidas Nagar in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0565652
Branch Fi-Mahjuda
City Sant Ravidas Nagar
District Sant Ravidas Nagar
State Uttar Pradesh
Address Mahjuda Project Mayurpur, Dudhi City -Sant Ravidas Nagar Uttar Pradesh

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Sant Ravidas Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0565652 for the Fi-Mahjuda branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0565652 is given to every bank branch, including Union Bank Of India located in Fi-Mahjuda, Sant Ravidas Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Sant Ravidas Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravidas Nagar and Sant Ravidas Nagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Fi-Mahjuda doesn't end up at another location.

Format of the IFSC Code UBIN0565652

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Fi-Mahjuda in Sant Ravidas Nagar.

For example, the IFSC Code UBIN0565652 of Union Bank Of India for the Fi-Mahjuda branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0565652 of Union Bank Of India for its Fi-Mahjuda branch located in Sant Ravidas Nagar, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sant Ravidas Nagar and Sant Ravidas Nagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Fi-Mahjuda or Sant Ravidas Nagar to get the exact IFSC Code UBIN0565652.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Sant Ravidas Nagar, you'll get the correct details.

How to Use IFSC Code UBIN0565652 for Online Transfers?

Once you have the IFSC Code UBIN0565652 for the Fi-Mahjuda branch of Union Bank Of India in Sant Ravidas Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0565652. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0565652.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Fi-Mahjuda in Sant Ravidas Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Fi-Mahjuda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sant Ravidas Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Fi-Mahjuda, Sant Ravidas Nagar?

The IFSC Code is UBIN0565652.

Is the IFSC Code UBIN0565652 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Fi-Mahjuda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fi-Mahjuda branch?

The address of the branch is Mahjuda Project Mayurpur, Dudhi City -Sant Ravidas Nagar Uttar Pradesh located in Sant Ravidas Nagar, Sant Ravidas Nagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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