IFSC Code of Union Bank Of India, Guwahati Lal Ganesh, Guwahati, Assam — UBIN0931306

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Guwahati Lal Ganesh branch in Kamrup Metropolitan, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0931306. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Guwahati Lal Ganesh, Kamrup Metropolitan

Below in the table are the key details related to IFSC Code UBIN0931306 of Union Bank Of India for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0931306 for the Guwahati Lal Ganesh branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Guwahati Lal Ganesh, Kamrup Metropolitan, Assam, is provided a unique IFSC like UBIN0931306 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Kamrup Metropolitan.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Guwahati Lal Ganesh do not get misguided to another person.

Format of the IFSC Code UBIN0931306

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati Lal Ganesh in Kamrup Metropolitan.

For example, the IFSC Code UBIN0931306 of Union Bank Of India for the Guwahati Lal Ganesh branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0931306 of Union Bank Of India for its Guwahati Lal Ganesh branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Guwahati Lal Ganesh or Kamrup Metropolitan to get the exact IFSC Code UBIN0931306.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kamrup Metropolitan, you'll get the correct details.

How to Use IFSC Code UBIN0931306 for Online Transfers?

Once you have the IFSC Code UBIN0931306 for the Guwahati Lal Ganesh branch of Union Bank Of India in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0931306. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0931306.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Guwahati Lal Ganesh in Kamrup Metropolitan may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Guwahati Lal Ganesh, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kamrup Metropolitan manage their online transfers and cheque clearances easily.