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IFSC Code of Union Bank Of India, Beltola, Guwahati, Assam — UBIN0929417

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Beltola branch in Kamrup Metropolitan, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0929417. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Beltola, Kamrup Metropolitan

Here are the main details that are associated with the IFSC Code UBIN0929417 of Union Bank Of India for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0929417
Branch Beltola
City Kamrup Metropolitan
District Guwahati
State Assam
Address 64 Lakhimi Path Beltolla Guwahati 781009 Assam

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Kamrup Metropolitan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0929417 for the Beltola branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Beltola, Kamrup Metropolitan, Assam, is provided with a unique IFSC like UBIN0929417 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Kamrup Metropolitan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Beltola do not get mixed with another location.

Format of the IFSC Code UBIN0929417

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Beltola in Kamrup Metropolitan.

For example, the IFSC Code UBIN0929417 of Union Bank Of India for the Beltola branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0929417 of Union Bank Of India for its Beltola branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Beltola or Kamrup Metropolitan to get the exact IFSC Code UBIN0929417.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Kamrup Metropolitan that will provide accurate information.

How to Use IFSC Code UBIN0929417 for Online Transfers?

Once you have the IFSC Code UBIN0929417 for the Beltola branch of Union Bank Of India in Kamrup Metropolitan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0929417. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0929417.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Beltola in Kamrup Metropolitan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Beltola, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Beltola, Kamrup Metropolitan?

The IFSC Code is UBIN0929417.

Is the IFSC Code UBIN0929417 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Beltola?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Beltola branch?

The address of the branch is 64 Lakhimi Path Beltolla Guwahati 781009 Assam located in Kamrup Metropolitan, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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