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IFSC Code of Union Bank Of India, Milannagar, Guwahati, Assam — UBIN0560871

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Milannagar branch in Dibrugarh, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0560871. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Milannagar, Dibrugarh

The table below shows the main details of the IFSC Code UBIN0560871 for the Union Bank Of India branch in Dibrugarh, which falls under the Guwahati district in Assam.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0560871
Branch Milannagar
City Dibrugarh
District Guwahati
State Assam
Address Rpp Complex Milan Nagar P O C R Building Dist Dibrugarh

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Dibrugarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0560871 for the Milannagar branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Milannagar, Dibrugarh, Assam, is provided a unique IFSC like UBIN0560871 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Dibrugarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dibrugarh and Guwahati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Milannagar do not get misguided to another person.

Format of the IFSC Code UBIN0560871

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Milannagar in Dibrugarh.

For example, the IFSC Code UBIN0560871 of Union Bank Of India for the Milannagar branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0560871 of Union Bank Of India for its Milannagar branch located in Dibrugarh, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Dibrugarh and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Milannagar or Dibrugarh to find the exact IFSC Code UBIN0560871.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Dibrugarh will provide accurate information.

How to Use IFSC Code UBIN0560871 for Online Transfers?

Once you have the IFSC Code UBIN0560871 for the Milannagar branch of Union Bank Of India in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0560871. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0560871.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Milannagar in Dibrugarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Milannagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Milannagar, Dibrugarh?

The IFSC Code is UBIN0560871.

Is the IFSC Code UBIN0560871 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Milannagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Milannagar branch?

The address of the branch is Rpp Complex Milan Nagar P O C R Building Dist Dibrugarh located in Dibrugarh, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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