For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Hoskote branch in Bengaluru Rural, Bengaluru, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Bengaluru Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001633. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Hoskote, Bengaluru Rural
Here are some of the key details that come with the IFSC Code UJVN0001633 of Ujjivan Small Finance Bank Limited for its branch located in Bengaluru Rural, within the district of Bengaluru in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0001633 |
| Branch | Hoskote |
| City | Bengaluru Rural |
| District | Bengaluru |
| State | Karnataka |
| Address | Door No. 6-4-63, Ground Floor,Dwaraka Arcade, Vv Layout, Gangamma Gudi Rd, Opposite Indian Clinic, Hoskote- 562114,Bangalore Rural,Karnataka-562114 |
These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bengaluru Rural for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0001633 for the Hoskote branch of Ujjivan Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Hoskote, Bengaluru Rural, Karnataka, is provided with a unique IFSC like UJVN0001633 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Bengaluru Rural.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bengaluru Rural and Bengaluru.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Hoskote do not get mixed with another location.
Format of the IFSC Code UJVN0001633
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hoskote in Bengaluru Rural.
For example, the IFSC Code UJVN0001633 of Ujjivan Small Finance Bank Limited for the Hoskote branch includes these elements, identifying the bank and the branch location in Bengaluru Rural and Karnataka accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0001633 of Ujjivan Small Finance Bank Limited for its Hoskote branch located in Bengaluru Rural, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Bengaluru Rural and Bengaluru, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Hoskote or Bengaluru Rural to get the exact IFSC Code UJVN0001633.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Bengaluru Rural, you'll get the correct details.
How to Use IFSC Code UJVN0001633 for Online Transfers?
Once you have the IFSC Code UJVN0001633 for the Hoskote branch of Ujjivan Small Finance Bank Limited in Bengaluru Rural, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0001633. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001633.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Hoskote in Bengaluru Rural, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Hoskote, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bengaluru Rural to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0001633.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No. 6-4-63, Ground Floor,Dwaraka Arcade, Vv Layout, Gangamma Gudi Rd, Opposite Indian Clinic, Hoskote- 562114,Bangalore Rural,Karnataka-562114 located in Bengaluru Rural, Bengaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.