Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Corporate Service Payments branch in Bengaluru, Bengaluru, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0099999. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Corporate Service Payments, Bengaluru

Below in the table are the key details related to IFSC Code UJVN0099999 of Ujjivan Small Finance Bank Limited for its branch located in Bengaluru, within the district of Bengaluru in the state of Karnataka.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0099999
Branch Corporate Service Payments
City Bengaluru
District Bengaluru
State Karnataka
Address Grape Garden, No-27, 3Rd A Cross, 18Th Main, 6Th Block, Koramangala, Bengaluru-560095

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bengaluru for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0099999 for the Corporate Service Payments branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Corporate Service Payments, Bengaluru, Karnataka, are given a unique IFSC like UJVN0099999 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bengaluru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bengaluru and Bengaluru.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Corporate Service Payments goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0099999

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Corporate Service Payments in Bengaluru.

For example, the IFSC Code UJVN0099999 of Ujjivan Small Finance Bank Limited for the Corporate Service Payments branch includes these elements, identifying the bank and the branch location in Bengaluru and Karnataka correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0099999 of Ujjivan Small Finance Bank Limited for its Corporate Service Payments branch located in Bengaluru, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Bengaluru and Bengaluru, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Corporate Service Payments or Bengaluru to get the exact IFSC Code UJVN0099999.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Bengaluru, you'll get the correct details.

How to Use IFSC Code UJVN0099999 for Online Transfers?

If you have the IFSC Code UJVN0099999 for the Corporate Service Payments branch of Ujjivan Small Finance Bank Limited in Bengaluru, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0099999. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0099999.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Corporate Service Payments in Bengaluru, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Corporate Service Payments, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bengaluru to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited Corporate Service Payments Bengaluru?

The IFSC Code of the Corporate Service Payments Bengaluru branch is UJVN0099999.

Is IFSC Code UJVN0099999 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited Corporate Service Payments branch?

The branch is located at Grape Garden, No-27, 3Rd A Cross, 18Th Main, 6Th Block, Koramangala, Bengaluru-560095.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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