IFSC Code of Ujjivan Small Finance Bank Limited, Peenya, Bengaluru, Karnataka- UJVN0001115

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Peenya branch in Bengaluru, Bengaluru, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001115. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Peenya, Bengaluru

Here are the main details that are associated with the IFSC Code UJVN0001115 of Ujjivan Small Finance Bank Limited for its branch located in Bengaluru, within the district of Bengaluru in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bengaluru for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001115 for the Peenya branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Peenya, Bengaluru, Karnataka, are given a unique IFSC like UJVN0001115 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bengaluru.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Bengaluru and Bengaluru.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Peenya goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0001115

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Peenya in Bengaluru.

For example, the IFSC Code UJVN0001115 of Ujjivan Small Finance Bank Limited for the Peenya branch has these elements, identifying the bank and the branch location in Bengaluru and Karnataka correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0001115 of Ujjivan Small Finance Bank Limited for its Peenya branch located in Bengaluru, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Bengaluru and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Peenya or Bengaluru to get the exact IFSC Code UJVN0001115.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Bengaluru, then it will provide you proper information.

How to Use IFSC Code UJVN0001115 for Online Transfers?

Once you have the IFSC Code UJVN0001115 for the Peenya branch of Ujjivan Small Finance Bank Limited in Bengaluru, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001115. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001115.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Peenya in Bengaluru may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Peenya, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bengaluru manage online transfers as well as cheque clearances with ease.