There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Narpatganj Bheera branch in Rai Bareli, Rae Bareli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Rai Bareli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UCBA0002953. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Narpatganj Bheera, Rai Bareli
Here are the main details that are associated with the IFSC Code UCBA0002953 of Uco Bank for its branch located in Rai Bareli, within the district of Rae Bareli in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002953 |
| Branch | Narpatganj Bheera |
| City | Rai Bareli |
| District | Rae Bareli |
| State | Uttar Pradesh |
| Address | Vill, And Post Bhira Govindpur Teh Dalmau Distt, Raebareli ,Rai Bareli ,Uttar Pradesh Pin 229125 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Rai Bareli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002953 for the Narpatganj Bheera branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Narpatganj Bheera, Rai Bareli, Uttar Pradesh, are allotted a unique IFSC like UCBA0002953 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rai Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rai Bareli and Rae Bareli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Narpatganj Bheera reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UCBA0002953
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narpatganj Bheera in Rai Bareli.
For example, the IFSC Code UCBA0002953 of Uco Bank for the Narpatganj Bheera branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002953 of Uco Bank for its Narpatganj Bheera branch located in Rai Bareli, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Rai Bareli and Rae Bareli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Narpatganj Bheera or Rai Bareli to get the exact IFSC Code UCBA0002953.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Rai Bareli, then it will provide you proper information.
How to Use IFSC Code UCBA0002953 for Online Transfers?
Once you have the IFSC Code UCBA0002953 for the Narpatganj Bheera branch of Uco Bank in Rai Bareli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002953. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002953.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Narpatganj Bheera in Rai Bareli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Narpatganj Bheera, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002953.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill, And Post Bhira Govindpur Teh Dalmau Distt, Raebareli ,Rai Bareli ,Uttar Pradesh Pin 229125 located in Rai Bareli, Rae Bareli, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.