Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Ataura Buzurg branch in Rai Bareli, Rae Bareli, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002884. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Ataura Buzurg, Rai Bareli
Here are the key points that are associated with the IFSC Code UCBA0002884 of Uco Bank for its branch located in Rai Bareli, within the district of Rae Bareli in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002884 |
| Branch | Ataura Buzurg |
| City | Rai Bareli |
| District | Rae Bareli |
| State | Uttar Pradesh |
| Address | Ataura Buzurg Ataura Buzurg ,Rai Bareli ,Uttar Pradesh Pin 229121 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Rai Bareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002884 for the Ataura Buzurg branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Ataura Buzurg, Rai Bareli, Uttar Pradesh, are allotted a unique IFSC like UCBA0002884 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rai Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rai Bareli and Rae Bareli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Ataura Buzurg reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UCBA0002884
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ataura Buzurg in Rai Bareli.
For example, the IFSC Code UCBA0002884 of Uco Bank for the Ataura Buzurg branch has these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002884 of Uco Bank for its Ataura Buzurg branch located in Rai Bareli, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Rai Bareli and Rae Bareli, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Ataura Buzurg or Rai Bareli to get the exact IFSC Code UCBA0002884.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Rai Bareli, you'll get the correct details.
How to Use IFSC Code UCBA0002884 for Online Transfers?
Once you have the IFSC Code UCBA0002884 for the Ataura Buzurg branch of Uco Bank in Rai Bareli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002884. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0002884.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Ataura Buzurg in Rai Bareli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Ataura Buzurg, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002884.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ataura Buzurg Ataura Buzurg ,Rai Bareli ,Uttar Pradesh Pin 229121 located in Rai Bareli, Rae Bareli, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.