IFSC Code of Uco Bank, Kishunpur Ramchandra, Rae Bareli, Uttar Pradesh — UCBA0002960

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Kishunpur Ramchandra branch in Rai Bareli, Rae Bareli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Rai Bareli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UCBA0002960. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kishunpur Ramchandra, Rai Bareli

Here are the key points that are associated with the IFSC Code UCBA0002960 of Uco Bank for its branch located in Rai Bareli, within the district of Rae Bareli in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Uco Bank in Rai Bareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002960 for the Kishunpur Ramchandra branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Kishunpur Ramchandra, Rai Bareli, Uttar Pradesh, are given a unique IFSC like UCBA0002960 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rai Bareli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Rai Bareli and Rae Bareli.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Kishunpur Ramchandra goes to the correct branch. This is important because Uco Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002960

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kishunpur Ramchandra in Rai Bareli.

For example, the IFSC Code UCBA0002960 of Uco Bank for the Kishunpur Ramchandra branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002960 of Uco Bank for its Kishunpur Ramchandra branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Rai Bareli and Rae Bareli, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Kishunpur Ramchandra or Rai Bareli to get the exact IFSC Code UCBA0002960.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Rai Bareli, you'll get the correct details.

How to Use IFSC Code UCBA0002960 for Online Transfers?

Once you have the IFSC Code UCBA0002960 for the Kishunpur Ramchandra branch of Uco Bank in Rai Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002960. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002960.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kishunpur Ramchandra in Rai Bareli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Kishunpur Ramchandra, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.