The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Kalwa Branch branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Kalwa Branch, Thane
The table below shows the main details of the IFSC Code TJSB0000014 for the Tjsb Sahakari Bank Ltd branch in Thane, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000014 |
| Branch | Kalwa Branch |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Jagruti Apartment, Shivaji Chowk, Kalwa Naka, Kalwa(W)-400605 |
These details are essential not only for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000014 for the Kalwa Branch branch of Tjsb Sahakari Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TJSB0000014 is given to every bank branch, including Tjsb Sahakari Bank Ltd located in Kalwa Branch, Thane, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Tjsb Sahakari Bank Ltd branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thane and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Kalwa Branch doesn't end up at another location.
Format of the IFSC Code TJSB0000014
This is the format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalwa Branch in Thane.
For example, the IFSC Code TJSB0000014 of Tjsb Sahakari Bank Ltd for the Kalwa Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000014 of Tjsb Sahakari Bank Ltd for its Kalwa Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Tjsb Sahakari Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and find the branch locator section. Search for Kalwa Branch or Thane to get the exact IFSC Code TJSB0000014.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tjsb Sahakari Bank Ltd and Thane that will provide accurate information.
How to Use IFSC Code TJSB0000014 for Online Transfers?
Once you have the IFSC Code TJSB0000014 for the Kalwa Branch branch of Tjsb Sahakari Bank Ltd in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000014.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Kalwa Branch in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Kalwa Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kalwa Branch Thane branch is TJSB0000014.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jagruti Apartment, Shivaji Chowk, Kalwa Naka, Kalwa(W)-400605.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.