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IFSC Code of The Varachha Cooperative Bank Limited, Sarthana Branch, Surat, Gujarat — VARA0289014

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Varachha Cooperative Bank Limited for its Sarthana Branch branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Varachha Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code VARA0289014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Varachha Cooperative Bank Limited, Sarthana Branch, Surat

The table below shows the main details of the IFSC Code VARA0289014 for the The Varachha Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

Particulars Details
Bank The Varachha Cooperative Bank Limited
IFSC Code VARA0289014
Branch Sarthana Branch
City Surat
District Surat
State Gujarat
Address 103,Deepkamal Commercial Hub,Nr.Nature Park,Sarthana,Surat-Kamrej Road,Surat-395006

These details are essential not only for online banking users but also for businesses and individuals who use The Varachha Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code VARA0289014 for the Sarthana Branch branch of The Varachha Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Varachha Cooperative Bank Limited located in Sarthana Branch, Surat, Gujarat, is provided with a unique IFSC like VARA0289014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Varachha Cooperative Bank Limited branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Varachha Cooperative Bank Limited in Sarthana Branch do not get mixed with another location.

Format of the IFSC Code VARA0289014

The format of the IFSC Code for banks, including The Varachha Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Varachha Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarthana Branch in Surat.

For example, the IFSC Code VARA0289014 of The Varachha Cooperative Bank Limited for the Sarthana Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Varachha Cooperative Bank Limited?

If you are trying to find the IFSC Code VARA0289014 of The Varachha Cooperative Bank Limited for its Sarthana Branch branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Varachha Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Varachha Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of The Varachha Cooperative Bank Limited and navigate to the branch locator section. Search for Sarthana Branch or Surat to get the exact IFSC Code VARA0289014.

Mobile Banking App

If you use The Varachha Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Varachha Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code VARA0289014 for Online Transfers?

Once you have the IFSC Code VARA0289014 for the Sarthana Branch branch of The Varachha Cooperative Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code VARA0289014. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Varachha Cooperative Bank Limited IFSC Code VARA0289014.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Varachha Cooperative Bank Limited Sarthana Branch in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Varachha Cooperative Bank Limited in Sarthana Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Varachha Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Varachha Cooperative Bank Limited in Sarthana Branch, Surat?

The IFSC Code is VARA0289014.

Is the IFSC Code VARA0289014 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Varachha Cooperative Bank Limited Sarthana Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sarthana Branch branch?

The address of the branch is 103,Deepkamal Commercial Hub,Nr.Nature Park,Sarthana,Surat-Kamrej Road,Surat-395006 located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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