Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Varachha Cooperative Bank Limited for its Adajan Branch branch in Surat, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Varachha Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code VARA0289017. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Varachha Cooperative Bank Limited, Adajan Branch, Surat
Here are the key points that are associated with the IFSC Code VARA0289017 of The Varachha Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Varachha Cooperative Bank Limited |
| IFSC Code | VARA0289017 |
| Branch | Adajan Branch |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | 102,103,1St Floor, Green Alina,Anand Mahal Road,Adajan ,Surat-395009 |
These details helps users in online banking and for businesses and individuals who use The Varachha Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code VARA0289017 for the Adajan Branch branch of The Varachha Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Varachha Cooperative Bank Limited located in Adajan Branch, Surat, Gujarat, is provided a unique IFSC like VARA0289017 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Varachha Cooperative Bank Limited branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Varachha Cooperative Bank Limited in Adajan Branch do not get misguided to another person.
Format of the IFSC Code VARA0289017
This is the format of the IFSC Code for banks, including The Varachha Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Varachha Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adajan Branch in Surat.
For example, the IFSC Code VARA0289017 of The Varachha Cooperative Bank Limited for the Adajan Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for The Varachha Cooperative Bank Limited?
If you are trying to find the IFSC Code VARA0289017 of The Varachha Cooperative Bank Limited for its Adajan Branch branch located in Surat, the following methods can help:
Cheque Book
The cheque books that are issued by The Varachha Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Varachha Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Varachha Cooperative Bank Limited and find the branch locator section. Search for Adajan Branch or Surat to get the exact IFSC Code VARA0289017.
Mobile Banking App
If you use The Varachha Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Varachha Cooperative Bank Limited and Surat that will provide accurate information.
How to Use IFSC Code VARA0289017 for Online Transfers?
Once you have the IFSC Code VARA0289017 for the Adajan Branch branch of The Varachha Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code VARA0289017. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Varachha Cooperative Bank Limited IFSC Code VARA0289017.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Varachha Cooperative Bank Limited Adajan Branch in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Varachha Cooperative Bank Limited in Adajan Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Varachha Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is VARA0289017.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 102,103,1St Floor, Green Alina,Anand Mahal Road,Adajan ,Surat-395009 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.