For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Varachha Cooperative Bank Limited for its Ved Dabholi Branch branch in Surat, Surat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Varachha Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code VARA0289016. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Varachha Cooperative Bank Limited, Ved Dabholi Branch, Surat

Below in the table are the key details related to IFSC Code VARA0289016 of The Varachha Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank The Varachha Cooperative Bank Limited
IFSC Code VARA0289016
Branch Ved Dabholi Branch
City Surat
District Surat
State Gujarat
Address Shop No. 1 To 8,Ground Floor,Building A/2, Devi Complex,Dabholi Char Rasta,

These details help users in online banking and for businesses and individuals who use The Varachha Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code VARA0289016 for the Ved Dabholi Branch branch of The Varachha Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Varachha Cooperative Bank Limited located in Ved Dabholi Branch, Surat, Gujarat, are given a unique IFSC like VARA0289016 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Varachha Cooperative Bank Limited in Ved Dabholi Branch goes to the correct branch. This is important because The Varachha Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code VARA0289016

The format of the IFSC Code for banks, including The Varachha Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Varachha Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ved Dabholi Branch in Surat.

For example, the IFSC Code VARA0289016 of The Varachha Cooperative Bank Limited for the Ved Dabholi Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Varachha Cooperative Bank Limited?

If you are trying to find the IFSC Code VARA0289016 of The Varachha Cooperative Bank Limited for its Ved Dabholi Branch branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Varachha Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Varachha Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Varachha Cooperative Bank Limited and navigate to the branch locator section. Search for Ved Dabholi Branch or Surat to get the exact IFSC Code VARA0289016.

Mobile Banking App

If you use The Varachha Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Varachha Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code VARA0289016 for Online Transfers?

Once you have the IFSC Code VARA0289016 for the Ved Dabholi Branch branch of The Varachha Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code VARA0289016. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Varachha Cooperative Bank Limited IFSC Code VARA0289016.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Varachha Cooperative Bank Limited Ved Dabholi Branch in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Varachha Cooperative Bank Limited in Ved Dabholi Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Varachha Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Varachha Cooperative Bank Limited Ved Dabholi Branch Surat?

The IFSC Code of the Ved Dabholi Branch Surat branch is VARA0289016.

Is IFSC Code VARA0289016 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Varachha Cooperative Bank Limited Ved Dabholi Branch branch?

The branch is located at Shop No. 1 To 8,Ground Floor,Building A/2, Devi Complex,Dabholi Char Rasta,.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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