The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Lodha Heaven (Shilphata) branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Thane District Central Cooperative Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000085. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Lodha Heaven (Shilphata), Thane
Here are the main details that are associated with the IFSC Code TDCB0000085 of The Thane District Central Cooperative Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000085 |
| Branch | Lodha Heaven (Shilphata) |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Mukta Residensy, B-2, 1St Floor, Near Khidkaleshwar Mandir,Kalyan ┬Û Shilfata,Taluka-Thane |
These details help users in online banking and for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000085 for the Lodha Heaven (Shilphata) branch of The Thane District Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Thane District Central Cooperative Bank Limited located in Lodha Heaven (Shilphata), Thane, Maharashtra, is provided a unique IFSC like TDCB0000085 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Thane District Central Cooperative Bank Limited branch in Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Lodha Heaven (Shilphata) do not get misguided to another person.
Format of the IFSC Code TDCB0000085
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Thane District Central Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lodha Heaven (Shilphata) in Thane.
For example, the IFSC Code TDCB0000085 of The Thane District Central Cooperative Bank Limited for the Lodha Heaven (Shilphata) branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are looking for the IFSC Code TDCB0000085 of The Thane District Central Cooperative Bank Limited for its Lodha Heaven (Shilphata) branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Thane District Central Cooperative Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Thane District Central Cooperative Bank Limited and look for the branch locator section, then search for Lodha Heaven (Shilphata) or Thane to get the exact IFSC Code TDCB0000085.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Thane District Central Cooperative Bank Limited and Thane, then it will provide you proper information.
How to Use IFSC Code TDCB0000085 for Online Transfers?
Once you have the IFSC Code TDCB0000085 for the Lodha Heaven (Shilphata) branch of The Thane District Central Cooperative Bank Limited in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000085. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000085.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Lodha Heaven (Shilphata) in Thane may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Lodha Heaven (Shilphata), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Lodha Heaven (Shilphata) Thane branch is TDCB0000085.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Mukta Residensy, B-2, 1St Floor, Near Khidkaleshwar Mandir,Kalyan ┬Û Shilfata,Taluka-Thane.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.