Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Ram Maruti Road branch in Thane, Thane, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Thane District Central Cooperative Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000032. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Ram Maruti Road, Thane

Here are the key points that are associated with the IFSC Code TDCB0000032 of The Thane District Central Cooperative Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank The Thane District Central Cooperative Bank Limited
IFSC Code TDCB0000032
Branch Ram Maruti Road
City Thane
District Thane
State Maharashtra
Address Shrusti Pride Chs Ltd, Flat No. 102,Ram Maruti Road, Thane (West) Pin Code-400 602.

These details helps users in online banking and for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000032 for the Ram Maruti Road branch of The Thane District Central Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Thane District Central Cooperative Bank Limited located in Ram Maruti Road, Thane, Maharashtra, are allotted a unique IFSC like TDCB0000032 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thane and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Thane District Central Cooperative Bank Limited in Ram Maruti Road reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code TDCB0000032

The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Thane District Central Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ram Maruti Road in Thane.

For example, the IFSC Code TDCB0000032 of The Thane District Central Cooperative Bank Limited for the Ram Maruti Road branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?

If you are trying to find the IFSC Code TDCB0000032 of The Thane District Central Cooperative Bank Limited for its Ram Maruti Road branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Thane District Central Cooperative Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Thane District Central Cooperative Bank Limited and navigate to the branch locator section. Search for Ram Maruti Road or Thane to get the exact IFSC Code TDCB0000032.

Mobile Banking App

If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Thane District Central Cooperative Bank Limited and Thane, you'll get the correct details.

How to Use IFSC Code TDCB0000032 for Online Transfers?

Once you have the IFSC Code TDCB0000032 for the Ram Maruti Road branch of The Thane District Central Cooperative Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TDCB0000032. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000032.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Ram Maruti Road in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Ram Maruti Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Thane District Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Thane District Central Cooperative Bank Limited in Ram Maruti Road, Thane?

The IFSC Code is TDCB0000032.

Is the IFSC Code TDCB0000032 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Thane District Central Cooperative Bank Limited Ram Maruti Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ram Maruti Road branch?

The address of the branch is Shrusti Pride Chs Ltd, Flat No. 102,Ram Maruti Road, Thane (West) Pin Code-400 602. located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE THANE DISTRICT CENTRAL COOPERATIVE BANK LIMITED Branches

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