Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Ulhasnagar - 4 branch in Ulhasnagar, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Thane District Central Cooperative Bank Limited located in Ulhasnagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000042. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Ulhasnagar - 4, Ulhasnagar
Here are some of the key details that come with the IFSC Code TDCB0000042 of The Thane District Central Cooperative Bank Limited for its branch located in Ulhasnagar, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000042 |
| Branch | Ulhasnagar - 4 |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| Address | O T Section Opp.Maleriya Office Ulhasnagar-4,Dist-Thane. Pin -421 004. |
These details are essential not only for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Ulhasnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000042 for the Ulhasnagar - 4 branch of The Thane District Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Thane District Central Cooperative Bank Limited located in Ulhasnagar - 4, Ulhasnagar, Maharashtra, are allotted a unique IFSC like TDCB0000042 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ulhasnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ulhasnagar and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Thane District Central Cooperative Bank Limited in Ulhasnagar - 4 reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code TDCB0000042
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Thane District Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ulhasnagar - 4 in Ulhasnagar.
For example, the IFSC Code TDCB0000042 of The Thane District Central Cooperative Bank Limited for the Ulhasnagar - 4 branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Maharashtra accurately.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000042 of The Thane District Central Cooperative Bank Limited for its Ulhasnagar - 4 branch located in Ulhasnagar, the following methods can help:
Cheque Book
The cheque book issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Thane District Central Cooperative Bank Limited branches in Ulhasnagar and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and navigate to the branch locator section. Search for Ulhasnagar - 4 or Ulhasnagar to get the exact IFSC Code TDCB0000042.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Thane District Central Cooperative Bank Limited and Ulhasnagar, you'll get the correct details.
How to Use IFSC Code TDCB0000042 for Online Transfers?
Once you have the IFSC Code TDCB0000042 for the Ulhasnagar - 4 branch of The Thane District Central Cooperative Bank Limited in Ulhasnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TDCB0000042. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000042.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Thane District Central Cooperative Bank Limited Ulhasnagar - 4 in Ulhasnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Thane District Central Cooperative Bank Limited in Ulhasnagar - 4, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ulhasnagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000042.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is O T Section Opp.Maleriya Office Ulhasnagar-4,Dist-Thane. Pin -421 004. located in Ulhasnagar, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.