For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Sanpada branch in Sanpada, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Thane District Central Cooperative Bank Limited located in Sanpada or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000096. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Sanpada, Sanpada
The table below shows the main details of the IFSC Code TDCB0000096 for the The Thane District Central Cooperative Bank Limited branch in Sanpada, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000096 |
| Branch | Sanpada |
| City | Sanpada |
| District | Thane |
| State | Maharashtra |
| Address | Sai Sangat Bldg,First Floor,Plot No.4,Sector 3,Sanpada,Navi Mumbai 400705,022 27757911 |
These details are essential not only for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Sanpada for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000096 for the Sanpada branch of The Thane District Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TDCB0000096 is given to every bank branch, including The Thane District Central Cooperative Bank Limited located in Sanpada, Sanpada, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Thane District Central Cooperative Bank Limited branch in Sanpada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sanpada and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Sanpada doesn't end up at another location.
Format of the IFSC Code TDCB0000096
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Thane District Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sanpada in Sanpada.
For example, the IFSC Code TDCB0000096 of The Thane District Central Cooperative Bank Limited for the Sanpada branch includes these elements, identifying the bank and the branch location in Sanpada and Maharashtra correctly.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000096 of The Thane District Central Cooperative Bank Limited for its Sanpada branch located in Sanpada, the following methods can help:
Cheque Book
The cheque book issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Thane District Central Cooperative Bank Limited branches in Sanpada and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and navigate to the branch locator section. Search for Sanpada or Sanpada to get the exact IFSC Code TDCB0000096.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Thane District Central Cooperative Bank Limited and Sanpada, you'll get the correct details.
How to Use IFSC Code TDCB0000096 for Online Transfers?
Once you have the IFSC Code TDCB0000096 for the Sanpada branch of The Thane District Central Cooperative Bank Limited in Sanpada, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TDCB0000096. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000096.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Thane District Central Cooperative Bank Limited Sanpada in Sanpada, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Sanpada, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sanpada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000096.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sai Sangat Bldg,First Floor,Plot No.4,Sector 3,Sanpada,Navi Mumbai 400705,022 27757911 located in Sanpada, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.