Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Diva Station branch in Diva, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Thane District Central Cooperative Bank Limited located in Diva or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000086. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Diva Station, Diva
Here are some of the key details that come with the IFSC Code TDCB0000086 of The Thane District Central Cooperative Bank Limited for its branch located in Diva, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000086 |
| Branch | Diva Station |
| City | Diva |
| District | Thane |
| State | Maharashtra |
| Address | Dhanraj Residency,Dhanraj Nagar,Diva,Thane 400 612 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Diva for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000086 for the Diva Station branch of The Thane District Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TDCB0000086 is given to every bank branch, including The Thane District Central Cooperative Bank Limited located in Diva Station, Diva, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Thane District Central Cooperative Bank Limited branch in Diva.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Diva and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Diva Station doesn't end up at another location.
Format of the IFSC Code TDCB0000086
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Thane District Central Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Diva Station in Diva.
For example, the IFSC Code TDCB0000086 of The Thane District Central Cooperative Bank Limited for the Diva Station branch has these elements, identifying the bank and the branch location in Diva and Maharashtra correctly.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000086 of The Thane District Central Cooperative Bank Limited for its Diva Station branch located in Diva, the following methods can help:
Cheque Book
The cheque book issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Thane District Central Cooperative Bank Limited branches in Diva and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and navigate to the branch locator section. Search for Diva Station or Diva to get the exact IFSC Code TDCB0000086.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Thane District Central Cooperative Bank Limited and Diva, you'll get the correct details.
How to Use IFSC Code TDCB0000086 for Online Transfers?
Once you have the IFSC Code TDCB0000086 for the Diva Station branch of The Thane District Central Cooperative Bank Limited in Diva, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000086. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000086.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Diva Station in Diva, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Diva Station, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Diva to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Diva Station Diva branch is TDCB0000086.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dhanraj Residency,Dhanraj Nagar,Diva,Thane 400 612.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.