For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Dhamankarnaka branch in Bhiwandi, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Thane District Central Cooperative Bank Limited located in Bhiwandi or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000074. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Dhamankarnaka, Bhiwandi
Here are some of the key details that come with the IFSC Code TDCB0000074 of The Thane District Central Cooperative Bank Limited for its branch located in Bhiwandi, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000074 |
| Branch | Dhamankarnaka |
| City | Bhiwandi |
| District | Thane |
| State | Maharashtra |
| Address | 31, Dhamankar Palace Bldg. 1St Floor, Dhamankar Naka,Taluka-Bhiwandi, Pin-421 302 |
These details helps users in online banking and for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Bhiwandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000074 for the Dhamankarnaka branch of The Thane District Central Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Thane District Central Cooperative Bank Limited located in Dhamankarnaka, Bhiwandi, Maharashtra, are allotted a unique IFSC like TDCB0000074 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhiwandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bhiwandi and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Thane District Central Cooperative Bank Limited in Dhamankarnaka reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code TDCB0000074
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Thane District Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhamankarnaka in Bhiwandi.
For example, the IFSC Code TDCB0000074 of The Thane District Central Cooperative Bank Limited for the Dhamankarnaka branch includes these elements, identifying the bank and the branch location in Bhiwandi and Maharashtra correctly.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000074 of The Thane District Central Cooperative Bank Limited for its Dhamankarnaka branch located in Bhiwandi, the following methods can help:
Cheque Book
The cheque books that are issued by The Thane District Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Thane District Central Cooperative Bank Limited branches in Bhiwandi and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and find the branch locator section. Search for Dhamankarnaka or Bhiwandi to get the exact IFSC Code TDCB0000074.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Thane District Central Cooperative Bank Limited and Bhiwandi that will provide accurate information.
How to Use IFSC Code TDCB0000074 for Online Transfers?
Once you have the IFSC Code TDCB0000074 for the Dhamankarnaka branch of The Thane District Central Cooperative Bank Limited in Bhiwandi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TDCB0000074. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000074.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Thane District Central Cooperative Bank Limited Dhamankarnaka in Bhiwandi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Dhamankarnaka, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhiwandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dhamankarnaka Bhiwandi branch is TDCB0000074.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 31, Dhamankar Palace Bldg. 1St Floor, Dhamankar Naka,Taluka-Bhiwandi, Pin-421 302.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.