Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Ambadi branch in Bhiwandi, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Thane District Central Cooperative Bank Limited located in Bhiwandi or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000105. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Ambadi, Bhiwandi
Below in the table are the key details related to IFSC Code TDCB0000105 of The Thane District Central Cooperative Bank Limited for its branch located in Bhiwandi, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000105 |
| Branch | Ambadi |
| City | Bhiwandi |
| District | Thane |
| State | Maharashtra |
| Address | House No 127(B), Ground Floor, Ambadi Naka, Ambadi, Post-Dighashi, Tal-Bhiwandi, Dist-Thane, Pin 421302 |
These details are essential not only for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Bhiwandi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000105 for the Ambadi branch of The Thane District Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Thane District Central Cooperative Bank Limited located in Ambadi, Bhiwandi, Maharashtra, are given a unique IFSC like TDCB0000105 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhiwandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bhiwandi and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Thane District Central Cooperative Bank Limited in Ambadi goes to the correct branch. This is important because The Thane District Central Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TDCB0000105
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Thane District Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambadi in Bhiwandi.
For example, the IFSC Code TDCB0000105 of The Thane District Central Cooperative Bank Limited for the Ambadi branch includes these elements, identifying the bank and the branch location in Bhiwandi and Maharashtra accurately.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000105 of The Thane District Central Cooperative Bank Limited for its Ambadi branch located in Bhiwandi, the following methods can help:
Cheque Book
The cheque book issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Thane District Central Cooperative Bank Limited branches in Bhiwandi and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and navigate to the branch locator section. Search for Ambadi or Bhiwandi to get the exact IFSC Code TDCB0000105.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Thane District Central Cooperative Bank Limited and Bhiwandi, you'll get the correct details.
How to Use IFSC Code TDCB0000105 for Online Transfers?
Once you have the IFSC Code TDCB0000105 for the Ambadi branch of The Thane District Central Cooperative Bank Limited in Bhiwandi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TDCB0000105. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000105.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Thane District Central Cooperative Bank Limited Ambadi in Bhiwandi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Ambadi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhiwandi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ambadi Bhiwandi branch is TDCB0000105.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at House No 127(B), Ground Floor, Ambadi Naka, Ambadi, Post-Dighashi, Tal-Bhiwandi, Dist-Thane, Pin 421302.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.