For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Aghai branch in Aghai, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Thane District Central Cooperative Bank Limited located in Aghai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000093. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Aghai, Aghai
Here are the key points that are associated with the IFSC Code TDCB0000093 of The Thane District Central Cooperative Bank Limited for its branch located in Aghai, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000093 |
| Branch | Aghai |
| City | Aghai |
| District | Thane |
| State | Maharashtra |
| Address | Aghai At & Post-Aghai, Taluka-Shahapur, Dist-Thane |
These details are essential not only for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Aghai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000093 for the Aghai branch of The Thane District Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TDCB0000093 is given to every bank branch, including The Thane District Central Cooperative Bank Limited located in Aghai, Aghai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Thane District Central Cooperative Bank Limited branch in Aghai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Aghai and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Aghai doesn't end up at another location.
Format of the IFSC Code TDCB0000093
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Thane District Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aghai in Aghai.
For example, the IFSC Code TDCB0000093 of The Thane District Central Cooperative Bank Limited for the Aghai branch includes these elements, identifying the bank and the branch location in Aghai and Maharashtra accurately.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000093 of The Thane District Central Cooperative Bank Limited for its Aghai branch located in Aghai, the following methods can help:
Cheque Book
The cheque books that are issued by The Thane District Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Thane District Central Cooperative Bank Limited branches in Aghai and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and find the branch locator section. Search for Aghai or Aghai to get the exact IFSC Code TDCB0000093.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Thane District Central Cooperative Bank Limited and Aghai that will provide accurate information.
How to Use IFSC Code TDCB0000093 for Online Transfers?
If you have the IFSC Code TDCB0000093 for the Aghai branch of The Thane District Central Cooperative Bank Limited in Aghai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000093. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000093.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Aghai in Aghai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Thane District Central Cooperative Bank Limited in Aghai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Aghai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000093.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Aghai At & Post-Aghai, Taluka-Shahapur, Dist-Thane located in Aghai, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.