IFSC Code of The Surat District Cooperative Bank Limited, Dhamdod Road, Surat, Gujarat — SDCB0000093

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Dhamdod Road branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000093. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Dhamdod Road, Surat

Below in the table are the key details related to IFSC Code SDCB0000093 of The Surat District Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000093 for the Dhamdod Road branch of The Surat District Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Dhamdod Road, Surat, Gujarat, are allotted a unique IFSC like SDCB0000093 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Surat District Cooperative Bank Limited in Dhamdod Road reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SDCB0000093

This is the format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhamdod Road in Surat.

For example, the IFSC Code SDCB0000093 of The Surat District Cooperative Bank Limited for the Dhamdod Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

To find the IFSC Code SDCB0000093 of The Surat District Cooperative Bank Limited for its Dhamdod Road branch located in Surat, the following methods can help you out:

Cheque Book

The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and go to the branch locator section. Then search for Dhamdod Road or Surat to find the exact IFSC Code SDCB0000093.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Surat District Cooperative Bank Limited and Surat will provide accurate information.

How to Use IFSC Code SDCB0000093 for Online Transfers?

Once you have the IFSC Code SDCB0000093 for the Dhamdod Road branch of The Surat District Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SDCB0000093. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000093.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Dhamdod Road in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Dhamdod Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.