For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Baben branch in Bardoli, Surat, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Surat District Cooperative Bank Limited located in Bardoli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000069. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Baben, Bardoli
Here are the key points that are associated with the IFSC Code SDCB0000069 of The Surat District Cooperative Bank Limited for its branch located in Bardoli, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000069 |
| Branch | Baben |
| City | Bardoli |
| District | Surat |
| State | Gujarat |
| Address | At Po Baben Ta Bardoli |
These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Bardoli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000069 for the Baben branch of The Surat District Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Baben, Bardoli, Gujarat, are allotted a unique IFSC like SDCB0000069 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bardoli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bardoli and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Surat District Cooperative Bank Limited in Baben reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SDCB0000069
This is the format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baben in Bardoli.
For example, the IFSC Code SDCB0000069 of The Surat District Cooperative Bank Limited for the Baben branch includes these elements, identifying the bank and the branch location in Bardoli and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
To find the IFSC Code SDCB0000069 of The Surat District Cooperative Bank Limited for its Baben branch located in Bardoli, the following methods can help you out:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Bardoli and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and go to the branch locator section. Then search for Baben or Bardoli to find the exact IFSC Code SDCB0000069.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Surat District Cooperative Bank Limited and Bardoli will provide accurate information.
How to Use IFSC Code SDCB0000069 for Online Transfers?
Once you have the IFSC Code SDCB0000069 for the Baben branch of The Surat District Cooperative Bank Limited in Bardoli, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SDCB0000069. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000069.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Baben in Bardoli may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Baben, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bardoli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000069.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Po Baben Ta Bardoli located in Bardoli, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.