IFSC Code of The Surat District Cooperative Bank Limited, Kharvasa, Surat, Gujarat — SDCB0000091

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Kharvasa branch in Bardoli, Surat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Surat District Cooperative Bank Limited located in Bardoli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000091. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Kharvasa, Bardoli

Here are the key points that are associated with the IFSC Code SDCB0000091 of The Surat District Cooperative Bank Limited for its branch located in Bardoli, within the district of Surat in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Bardoli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000091 for the Kharvasa branch of The Surat District Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Kharvasa, Bardoli, Gujarat, is provided with a unique IFSC like SDCB0000091 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the The Surat District Cooperative Bank Limited branch in Bardoli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bardoli and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Kharvasa do not get mixed with another location.

Format of the IFSC Code SDCB0000091

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kharvasa in Bardoli.

For example, the IFSC Code SDCB0000091 of The Surat District Cooperative Bank Limited for the Kharvasa branch has these elements, identifying the bank and the branch location in Bardoli and Gujarat correctly.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000091 of The Surat District Cooperative Bank Limited for its Kharvasa branch located in Bardoli, the following methods can help:

Cheque Book

The cheque books that are issued by The Surat District Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Bardoli and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and find the branch locator section. Search for Kharvasa or Bardoli to get the exact IFSC Code SDCB0000091.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surat District Cooperative Bank Limited and Bardoli that will provide accurate information.

How to Use IFSC Code SDCB0000091 for Online Transfers?

Once you have the IFSC Code SDCB0000091 for the Kharvasa branch of The Surat District Cooperative Bank Limited in Bardoli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000091. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000091.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Kharvasa in Bardoli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Kharvasa, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bardoli to handle online money transfers and get their cheques cleared smoothly.