The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Patal branch in Mandvi, Surat, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Mandvi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000118. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Patal, Mandvi
Below in the table are the key details related to IFSC Code SDCB0000118 of The Surat District Cooperative Bank Limited for its branch located in Mandvi, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000118 |
| Branch | Patal |
| City | Mandvi |
| District | Surat |
| State | Gujarat |
| Address | House No.68 At And Post Patal Taluka Mandvi District Surat Pincode 394136 |
These details helps users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Mandvi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000118 for the Patal branch of The Surat District Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Patal, Mandvi, Gujarat, are given a unique IFSC like SDCB0000118 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mandvi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mandvi and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Patal goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SDCB0000118
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patal in Mandvi.
For example, the IFSC Code SDCB0000118 of The Surat District Cooperative Bank Limited for the Patal branch includes these elements, identifying the bank and the branch location in Mandvi and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000118 of The Surat District Cooperative Bank Limited for its Patal branch located in Mandvi, the following methods can help:
Cheque Book
The cheque books that are issued by The Surat District Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Mandvi and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and find the branch locator section. Search for Patal or Mandvi to get the exact IFSC Code SDCB0000118.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surat District Cooperative Bank Limited and Mandvi that will provide accurate information.
How to Use IFSC Code SDCB0000118 for Online Transfers?
Once you have the IFSC Code SDCB0000118 for the Patal branch of The Surat District Cooperative Bank Limited in Mandvi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000118. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000118.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Patal in Mandvi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surat District Cooperative Bank Limited in Patal, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mandvi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Patal Mandvi branch is SDCB0000118.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at House No.68 At And Post Patal Taluka Mandvi District Surat Pincode 394136.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.