Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Mandvi branch in Mandvi, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Surat District Cooperative Bank Limited located in Mandvi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000003. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Mandvi, Mandvi
The table below shows the main details of the IFSC Code SDCB0000003 for the The Surat District Cooperative Bank Limited branch in Mandvi, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000003 |
| Branch | Mandvi |
| City | Mandvi |
| District | Surat |
| State | Gujarat |
| Address | Main Road, Taluka - Mandvi, Pincode - 394160 |
These details help users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Mandvi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000003 for the Mandvi branch of The Surat District Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCB0000003 is given to every bank branch, including The Surat District Cooperative Bank Limited located in Mandvi, Mandvi, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Surat District Cooperative Bank Limited branch in Mandvi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mandvi and Surat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Mandvi doesn't end up at another location.
Format of the IFSC Code SDCB0000003
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandvi in Mandvi.
For example, the IFSC Code SDCB0000003 of The Surat District Cooperative Bank Limited for the Mandvi branch includes these elements, identifying the bank and the branch location in Mandvi and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000003 of The Surat District Cooperative Bank Limited for its Mandvi branch located in Mandvi, the following methods can help:
Cheque Book
The cheque books that are issued by The Surat District Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Mandvi and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and find the branch locator section. Search for Mandvi or Mandvi to get the exact IFSC Code SDCB0000003.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surat District Cooperative Bank Limited and Mandvi that will provide accurate information.
How to Use IFSC Code SDCB0000003 for Online Transfers?
Once you have the IFSC Code SDCB0000003 for the Mandvi branch of The Surat District Cooperative Bank Limited in Mandvi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000003.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Mandvi in Mandvi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Mandvi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mandvi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000003.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Road, Taluka - Mandvi, Pincode - 394160 located in Mandvi, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.