IFSC Code of The Surat District Cooperative Bank Limited, Patel Nagar, Surat, Gujarat — SDCB0000036

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Patel Nagar branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000036. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Patel Nagar, Surat

The table below shows the main details of the IFSC Code SDCB0000036 for the The Surat District Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

These details helps users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000036 for the Patel Nagar branch of The Surat District Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCB0000036 is given to every bank branch, including The Surat District Cooperative Bank Limited located in Patel Nagar, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the The Surat District Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Patel Nagar doesn't end up at another location.

Format of the IFSC Code SDCB0000036

This is the format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Patel Nagar in Surat.

For example, the IFSC Code SDCB0000036 of The Surat District Cooperative Bank Limited for the Patel Nagar branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000036 of The Surat District Cooperative Bank Limited for its Patel Nagar branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Patel Nagar or Surat to get the exact IFSC Code SDCB0000036.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SDCB0000036 for Online Transfers?

Once you have the IFSC Code SDCB0000036 for the Patel Nagar branch of The Surat District Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000036. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000036.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Patel Nagar in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Patel Nagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.