The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Jahangirpura branch in Jahangirpura, Surat, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Jahangirpura or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000065. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Jahangirpura, Jahangirpura
The table below shows the main details of the IFSC Code SDCB0000065 for the The Surat District Cooperative Bank Limited branch in Jahangirpura, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000065 |
| Branch | Jahangirpura |
| City | Jahangirpura |
| District | Surat |
| State | Gujarat |
| Address | C-1 2 Mahendra Park, Pincode : 395 005 |
These details help users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Jahangirpura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000065 for the Jahangirpura branch of The Surat District Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCB0000065 is given to every bank branch, including The Surat District Cooperative Bank Limited located in Jahangirpura, Jahangirpura, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Surat District Cooperative Bank Limited branch in Jahangirpura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jahangirpura and Surat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Jahangirpura doesn't end up at another location.
Format of the IFSC Code SDCB0000065
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jahangirpura in Jahangirpura.
For example, the IFSC Code SDCB0000065 of The Surat District Cooperative Bank Limited for the Jahangirpura branch has these elements, identifying the bank and the branch location in Jahangirpura and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000065 of The Surat District Cooperative Bank Limited for its Jahangirpura branch located in Jahangirpura, the following methods can help:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Surat District Cooperative Bank Limited branches in Jahangirpura and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Jahangirpura or Jahangirpura to get the exact IFSC Code SDCB0000065.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Jahangirpura, you'll get the correct details.
How to Use IFSC Code SDCB0000065 for Online Transfers?
Once you have the IFSC Code SDCB0000065 for the Jahangirpura branch of The Surat District Cooperative Bank Limited in Jahangirpura, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000065. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000065.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Jahangirpura in Jahangirpura, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Jahangirpura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jahangirpura to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jahangirpura Jahangirpura branch is SDCB0000065.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at C-1 2 Mahendra Park, Pincode : 395 005.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.