The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Mandvi Charrasta branch in Mandvi, Surat, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Mandvi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000108. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Mandvi Charrasta, Mandvi
Here are the main details that are associated with the IFSC Code SDCB0000108 of The Surat District Cooperative Bank Limited for its branch located in Mandvi, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000108 |
| Branch | Mandvi Charrasta |
| City | Mandvi |
| District | Surat |
| State | Gujarat |
| Address | Shree Mandvi Taluka Primary Teachers Sahkari Credit Mandli Ltd Shikshak Sahkar Bhavan Mandvi, Dhobni Naka, Zankhvav Road, Mandvi, Pin 394160 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Mandvi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000108 for the Mandvi Charrasta branch of The Surat District Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Mandvi Charrasta, Mandvi, Gujarat, are given a unique IFSC like SDCB0000108 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mandvi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mandvi and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Mandvi Charrasta goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SDCB0000108
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mandvi Charrasta in Mandvi.
For example, the IFSC Code SDCB0000108 of The Surat District Cooperative Bank Limited for the Mandvi Charrasta branch has these elements, identifying the bank and the branch location in Mandvi and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000108 of The Surat District Cooperative Bank Limited for its Mandvi Charrasta branch located in Mandvi, the following methods can help:
Cheque Book
The cheque books that are issued by The Surat District Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Mandvi and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and find the branch locator section. Search for Mandvi Charrasta or Mandvi to get the exact IFSC Code SDCB0000108.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surat District Cooperative Bank Limited and Mandvi that will provide accurate information.
How to Use IFSC Code SDCB0000108 for Online Transfers?
Once you have the IFSC Code SDCB0000108 for the Mandvi Charrasta branch of The Surat District Cooperative Bank Limited in Mandvi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000108. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000108.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Mandvi Charrasta in Mandvi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Mandvi Charrasta, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mandvi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000108.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shree Mandvi Taluka Primary Teachers Sahkari Credit Mandli Ltd Shikshak Sahkar Bhavan Mandvi, Dhobni Naka, Zankhvav Road, Mandvi, Pin 394160 located in Mandvi, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.