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IFSC Code of The Surat District Cooperative Bank Limited, Fedariya, Surat, Gujarat — SDCB0000114

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Fedariya branch in Mandvi, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Mandvi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000114. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Fedariya, Mandvi

Here are the key points that are associated with the IFSC Code SDCB0000114 of The Surat District Cooperative Bank Limited for its branch located in Mandvi, within the district of Surat in the state of Gujarat.

Particulars Details
Bank The Surat District Cooperative Bank Limited
IFSC Code SDCB0000114
Branch Fedariya
City Mandvi
District Surat
State Gujarat
Address House No 163, Fadariya Faliya, Ghantoli, At And Post Fedariya, Taluka - Mandvi, Pincode - 394160

These details are essential not only for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Mandvi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000114 for the Fedariya branch of The Surat District Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Fedariya, Mandvi, Gujarat, are given a unique IFSC like SDCB0000114 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mandvi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mandvi and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Fedariya goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SDCB0000114

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fedariya in Mandvi.

For example, the IFSC Code SDCB0000114 of The Surat District Cooperative Bank Limited for the Fedariya branch includes these elements, identifying the bank and the branch location in Mandvi and Gujarat correctly.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000114 of The Surat District Cooperative Bank Limited for its Fedariya branch located in Mandvi, the following methods can help:

Cheque Book

The cheque books that are issued by The Surat District Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Mandvi and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and find the branch locator section. Search for Fedariya or Mandvi to get the exact IFSC Code SDCB0000114.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surat District Cooperative Bank Limited and Mandvi that will provide accurate information.

How to Use IFSC Code SDCB0000114 for Online Transfers?

Once you have the IFSC Code SDCB0000114 for the Fedariya branch of The Surat District Cooperative Bank Limited in Mandvi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000114. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000114.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Fedariya in Mandvi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surat District Cooperative Bank Limited in Fedariya, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Surat District Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mandvi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Surat District Cooperative Bank Limited in Fedariya, Mandvi?

The IFSC Code is SDCB0000114.

Is the IFSC Code SDCB0000114 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Surat District Cooperative Bank Limited Fedariya?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fedariya branch?

The address of the branch is House No 163, Fadariya Faliya, Ghantoli, At And Post Fedariya, Taluka - Mandvi, Pincode - 394160 located in Mandvi, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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