The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Zervavra branch in Mahuva, Surat, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Mahuva or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000119. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Zervavra, Mahuva
Below in the table are the key details related to IFSC Code SDCB0000119 of The Surat District Cooperative Bank Limited for its branch located in Mahuva, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000119 |
| Branch | Zervavra |
| City | Mahuva |
| District | Surat |
| State | Gujarat |
| Address | House No-87, Patel Faliyu, At-Zervavra, Taluka-Mahuva, District-Surat, Pincode-394245 |
These details help users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Mahuva for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000119 for the Zervavra branch of The Surat District Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Zervavra, Mahuva, Gujarat, are given a unique IFSC like SDCB0000119 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mahuva.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mahuva and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Zervavra goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SDCB0000119
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zervavra in Mahuva.
For example, the IFSC Code SDCB0000119 of The Surat District Cooperative Bank Limited for the Zervavra branch includes these elements, identifying the bank and the branch location in Mahuva and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are looking for the IFSC Code SDCB0000119 of The Surat District Cooperative Bank Limited for its Zervavra branch located in Mahuva, the following methods can help:
Cheque Book
The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Surat District Cooperative Bank Limited branches in Mahuva and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Zervavra or Mahuva to get the exact IFSC Code SDCB0000119.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Mahuva, then it will provide you proper information.
How to Use IFSC Code SDCB0000119 for Online Transfers?
Once you have the IFSC Code SDCB0000119 for the Zervavra branch of The Surat District Cooperative Bank Limited in Mahuva, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SDCB0000119. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000119.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Zervavra in Mahuva may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Zervavra, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mahuva manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000119.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is House No-87, Patel Faliyu, At-Zervavra, Taluka-Mahuva, District-Surat, Pincode-394245 located in Mahuva, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.