IFSC Code of The Surat District Cooperative Bank Limited, Kim, Surat, Gujarat — SDCB0000019

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Kim branch in Kim, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Kim or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000019. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Kim, Kim

Here are some of the key details that come with the IFSC Code SDCB0000019 of The Surat District Cooperative Bank Limited for its branch located in Kim, within the district of Surat in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Kim for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000019 for the Kim branch of The Surat District Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Kim, Kim, Gujarat, are allotted a unique IFSC like SDCB0000019 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kim.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kim and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Surat District Cooperative Bank Limited in Kim reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SDCB0000019

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kim in Kim.

For example, the IFSC Code SDCB0000019 of The Surat District Cooperative Bank Limited for the Kim branch has these elements, identifying the bank and the branch location in Kim and Gujarat correctly.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are looking for the IFSC Code SDCB0000019 of The Surat District Cooperative Bank Limited for its Kim branch located in Kim, the following methods can help:

Cheque Book

The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Surat District Cooperative Bank Limited branches in Kim and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Kim or Kim to get the exact IFSC Code SDCB0000019.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Kim, then it will provide you proper information.

How to Use IFSC Code SDCB0000019 for Online Transfers?

Once you have the IFSC Code SDCB0000019 for the Kim branch of The Surat District Cooperative Bank Limited in Kim, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000019. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000019.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Kim in Kim may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Kim, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kim to handle online money transfers and get their cheques cleared smoothly.