Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Bardoli Station branch in Bardoli, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Surat District Cooperative Bank Limited located in Bardoli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Bardoli Station, Bardoli
Here are the key points that are associated with the IFSC Code SDCB0000012 of The Surat District Cooperative Bank Limited for its branch located in Bardoli, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000012 |
| Branch | Bardoli Station |
| City | Bardoli |
| District | Surat |
| State | Gujarat |
| Address | Jaykisan Nagar Society, Bardoli, Taluka - Bardoli, Pincode - 394602 |
These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Bardoli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000012 for the Bardoli Station branch of The Surat District Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCB0000012 is given to every bank branch, including The Surat District Cooperative Bank Limited located in Bardoli Station, Bardoli, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Surat District Cooperative Bank Limited branch in Bardoli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bardoli and Surat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Bardoli Station doesn't end up at another location.
Format of the IFSC Code SDCB0000012
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bardoli Station in Bardoli.
For example, the IFSC Code SDCB0000012 of The Surat District Cooperative Bank Limited for the Bardoli Station branch includes these elements, identifying the bank and the branch location in Bardoli and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000012 of The Surat District Cooperative Bank Limited for its Bardoli Station branch located in Bardoli, the following methods can help:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Bardoli and Surat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Bardoli Station or Bardoli to get the exact IFSC Code SDCB0000012.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Bardoli, you'll get the correct details.
How to Use IFSC Code SDCB0000012 for Online Transfers?
Once you have the IFSC Code SDCB0000012 for the Bardoli Station branch of The Surat District Cooperative Bank Limited in Bardoli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000012. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000012.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Bardoli Station in Bardoli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Bardoli Station, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bardoli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000012.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jaykisan Nagar Society, Bardoli, Taluka - Bardoli, Pincode - 394602 located in Bardoli, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.