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IFSC Code of The Surat District Cooperative Bank Limited, Bardoli City, Surat, Gujarat — SDCB0000002

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Bardoli City branch in Bardoli, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Bardoli or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000002. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Bardoli City, Bardoli

Here are the main details that are associated with the IFSC Code SDCB0000002 of The Surat District Cooperative Bank Limited for its branch located in Bardoli, within the district of Surat in the state of Gujarat.

Particulars Details
Bank The Surat District Cooperative Bank Limited
IFSC Code SDCB0000002
Branch Bardoli City
City Bardoli
District Surat
State Gujarat
Address Sardar Chowk, Ta- Bardoli, 394601

These details helps users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Bardoli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000002 for the Bardoli City branch of The Surat District Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Bardoli City, Bardoli, Gujarat, is provided with a unique IFSC like SDCB0000002 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Surat District Cooperative Bank Limited branch in Bardoli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bardoli and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Bardoli City do not get mixed with another location.

Format of the IFSC Code SDCB0000002

This is the format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bardoli City in Bardoli.

For example, the IFSC Code SDCB0000002 of The Surat District Cooperative Bank Limited for the Bardoli City branch includes these elements, identifying the bank and the branch location in Bardoli and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are looking for the IFSC Code SDCB0000002 of The Surat District Cooperative Bank Limited for its Bardoli City branch located in Bardoli, the following methods can help:

Cheque Book

The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Surat District Cooperative Bank Limited branches in Bardoli and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Bardoli City or Bardoli to get the exact IFSC Code SDCB0000002.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Bardoli, then it will provide you proper information.

How to Use IFSC Code SDCB0000002 for Online Transfers?

Once you have the IFSC Code SDCB0000002 for the Bardoli City branch of The Surat District Cooperative Bank Limited in Bardoli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SDCB0000002. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000002.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Bardoli City in Bardoli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surat District Cooperative Bank Limited in Bardoli City, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Surat District Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bardoli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Surat District Cooperative Bank Limited in Bardoli City, Bardoli?

The IFSC Code is SDCB0000002.

Is the IFSC Code SDCB0000002 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Surat District Cooperative Bank Limited Bardoli City?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bardoli City branch?

The address of the branch is Sardar Chowk, Ta- Bardoli, 394601 located in Bardoli, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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